If my home is flooded, won't federal disaster assistance pay for my damages?
No, Federal disaster assistance often
comes in the form of a low interest loan to help cover
flood damage, not compensation for your losses. Even then,
those loans are only available if the president formally
declares a disaster.
Why should I get a quote from you?
We use your quote information to provide you with a quote for flood insurance from both
the NFIP (FEMA) and any other company we have at our disposal.
Because we do a real time search for your property we can see options for you that the
other companies can't. Some times this equates into a significant savings each and every year.
Don't I already have flood?
Almost all homeowners insurance excludes flood coverage. So, No you don't have
flood insurance. Just an inch of water can cost $10,000 of damage to your home.
And,your home, has a 26% chance of being damaged by flood water during a 30 mortgage.
I live in a low-risk flood zone. Do I really need flood insurance?
Most likely, yes. It's a good idea to buy flood insurance even if
you live in a low or moderate risk area. Almost 25 percent
of all flood insurance claims come from areas with low to
moderate flood risk. You may qualify for the Preferred Risk
Policy (a lower-cost flood insurance policy) that provides
contents coverage beginning at $79 per year and building
plus contents coverage beginning at $129 a year.
Who We Are
Over 20 years experience in flood
We have been in the insurance business since 1991. In that time we
have been insuring homes for flood. We started, and are based, in New
Mexico. We have more flood policies than any other agency.
What We Do
We specialize in flood insurance
- We have the most current flood data
- We will manually map out your home and zone to see if there is any discrepancies
- We have experience in Grandfathering policies
- We will provide you with an emailed quote
What People Are Saying
Some of our clients
"Absolutely the best service!"
Robyn Woodard, Farmington
"They saved me hundreds of dollars a year!"
Paul Walters, Los Lunas
"We weren't part of the NFIP and they still were able to insure our home."
Mary Lucero, Houston
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