If my home is flooded, won't federal disaster assistance pay for my damages?

No, Federal disaster assistance often comes in the form of a low interest loan to help cover flood damage, not compensation for your losses. Even then, those loans are only available if the president formally declares a disaster.

Why should I get a quote from you?

We use your quote information to provide you with a quote for flood insurance from both the NFIP (FEMA) and any other company we have at our disposal.
Because we do a real time search for your property we can see options for you that the other companies can't. Some times this equates into a significant savings each and every year.

Don't I already have flood?

Almost all homeowners insurance excludes flood coverage. So, No you don't have flood insurance. Just an inch of water can cost $10,000 of damage to your home. And,your home, has a 26% chance of being damaged by flood water during a 30 mortgage.

I live in a low-risk flood zone. Do I really need flood insurance?

Most likely, yes. It's a good idea to buy flood insurance even if you live in a low or moderate risk area. Almost 25 percent of all flood insurance claims come from areas with low to moderate flood risk. You may qualify for the Preferred Risk Policy (a lower-cost flood insurance policy) that provides contents coverage beginning at $79 per year and building plus contents coverage beginning at $129 a year.

Who We Are

Over 20 years experience in flood

We have been in the insurance business since 1991. In that time we have been insuring homes for flood. We started, and are based, in New Mexico. We have more flood policies than any other agency.

What We Do

We specialize in flood insurance

  • We have the most current flood data
  • We will manually map out your home and zone to see if there is any discrepancies
  • We have experience in Grandfathering policies
  • We will provide you with an emailed quote

What People Are Saying

Some of our clients

  • "Absolutely the best service!"

    Bill Walter, Farmington

  • "They saved me hundreds of dollars a year!"

    Paul Walters, Los Lunas

  • "We weren't part of the NFIP and they still were able to insure our home."

    Mary Lucero, Houston